Gwero: Financial Times lolemba Zhao Meng
Posachedwapa, CiIE yachinayi idamaliza bwino, ikuperekanso lipoti lochititsa chidwi padziko lonse lapansi. Pachaka chimodzi, CIIE ya chaka chino ili ndi ndalama zokwana US $70.72 biliyoni.
Pofuna kuthandiza owonetsa ndi ogula kunyumba ndi kunja, mabungwe amabanki akupitiriza kulemeretsa ndi kukonza machitidwe opangira ndalama zodutsa malire, ndikupanga ntchito zophatikizana zodutsa malire a zachuma kunyumba ndi kunja. Zitha kuwoneka kuti CIIE sinangokhala malo owonetsera pakati pazinthu zapakhomo ndi zakunja, komanso "zenera lowonetsera" lozama ndikuyambitsa ntchito zachuma zamabanki.
M'miyezi 10 yoyambirira ya chaka chino, kuchuluka kwazinthu zaku China ndi zogulitsa kunja zidakwera 31.9 peresenti pachaka, malinga ndi zomwe bungwe la General Administration of Customs likuwonetsa. Zitha kuwoneka kuti ndikukula kwa kutsegulira kwapamwamba kwa China ndi kukula kosalekeza kwa malonda a mayiko, malonda a zachuma a m'malire a mabanki alowa mumsewu wofulumira wa chitukuko. Ntchito zandalama zodutsa malire zomwe zimayimiridwa ndi "one-stop", "paintaneti" ndi "molunjika-kudutsa" zikukhala zowonjezereka komanso zosavuta kugwiritsa ntchito.
"Ndalama zam'malire, zomwe cholinga chake ndikupereka mwayi wotsegulira, zidzaphatikizanso chitukuko ndi chiyembekezo." Poyankhulana ndi Financial Times, a Zheng Chenyang, mnzake wapa postdoctoral ku Bank of China Research Institute, adati mabanki azamalonda akuyenera kupitiliza kukonza bwino ntchito zachuma zamalire chifukwa malonda apadziko lonse lapansi amapangitsa kuti pakhale zofunikira kwambiri pakuwoloka malire. ntchito zachuma.
Kupanga zinthu zatsopano ndi khalidwe ndi zolondola mokwanira
Mtolankhaniyo adaphunzira kuti pali mitundu yosiyanasiyana yamagawo azachuma, koma zonse ndizosiyana. Zonsezi zimaphatikizidwa muzinthu zitatu zoyambirira za "kusinthanitsa", "kusinthanitsa" ndi "ndalama". Pa CIIE ya chaka chino, mabanki angapo aku China adakhazikitsa mapulani apadera azachuma kutengera zosowa zenizeni zamabizinesi ndikupanga mawonekedwe awo.
Fotokozerani mwachidule zomwe zidachitika kale katatu mu chiwonetserochi, banki yotumiza kunja chaka chino ikukonzekera kukweza mtundu wa 4.0, wotchedwa "Yi Hui wapadziko lonse", ndikuwunikira "zosavuta" zinayi, zomwe ndi "zosavuta, zosavuta kusangalala nazo." , zosavuta kulenga, zosavuta mgwirizano ", kuonjezera kuzama kwa malonda ndi ntchito zachuma kuitanitsa powonekera, monga maziko a malonda a malonda akunja "mfundo, mzere, nkhope" mozungulira, machitidwe osiyanasiyana othandizira, Ndizoyenera kwambiri pazosowa zosiyanasiyana komanso zaumwini zamabizinesi osiyanasiyana.
Mabungwe azachuma ngati amenewa akufunika kwambiri. Malinga ndi malipoti, kudalira dongosolo lapadera lazachuma la "Jinborong 2020" lomwe linaperekedwa ku CiIE lachitatu, Export-Import Bank of China yathandizira pafupifupi mabizinesi a 2,000 amakasitomala opitilira 300, omwe ali ndi bizinesi pafupifupi yuan 140 biliyoni, kuphatikiza mayiko ndi madera opitilira 40 monga Singapore ndi Malaysia, zomwe zikuyendetsa ma yuan opitilira 570 biliyoni azinthu zotuluka ndi kutumiza kunja.
Shanghai Pudong Development Bank iphatikiza luso laukadaulo la digito, zobiriwira komanso zotsika kaboni, komanso zasayansi ndiukadaulo munjira yazachuma ya ciIE. Poganizira zofunikira zogulira za CiIF, tipititsa patsogolo ntchito yamalonda pa intaneti. Tidzatsegula makalata obwereketsa ngongole kudzera kubanki yapaintaneti, osatumiza zida zofunsira mapepala pa intaneti, ndipo titha kudziwa momwe bizinesi ikuyendera munthawi yeniyeni, zomwe zimathandizira kwambiri.
Bank of China imayang'ana kwambiri kuphatikizika kwakuya kwa malire, maphunziro, masewera ndi zomangamanga zasiliva ndi ntchito za ciIE, kuphatikiza zida zomangira zachilengedwe, ndikupanga mawonekedwe a "ndalama +" a "njira imodzi yofikira komanso mawonekedwe owonekera. yankho” ndi ciIE monga maziko, kupanga malingaliro atsopano a ntchito zachuma zachilengedwe.
Kusintha kwa digito kwandalama zam'malire kudakulitsidwa
"Pogwiritsa ntchito njira yotumizira ndalama m'malire ya GUANGfa Bank kudzera pa 'windo limodzi' la malonda apadziko lonse lapansi, mutha kupeza zidziwitso za kasitomu ndi mbiri yazamalonda ndikudina kamodzi, zomwe zimachotsa njira yotopetsa yoyendetsera bizinesi ndikupangitsa kuti kutumizako kukhale kothandiza. Kugulitsa koyamba komwe tidachita, kuyambira popereka kuwunika kwa banki mpaka kulipira komaliza, sikunatenge kupitilira theka la ola. ” China Construction Investment (Guangdong) International Trade Co., LTD., adatero.
Akuti, mu August chaka chino, Guangdong chitukuko banki ndi General Administration of Customs (dziko doko kasamalidwe ofesi) anasaina pangano kuti pamodzi kulimbikitsa "zenera limodzi" la ndalama zamalonda mayiko ndi inshuwalansi, utumiki ntchito yomanga mu mlingo wokulirapo kuti. kuzindikira kugawana zidziwitso za data, kukulitsa ntchito zachuma ndi luso la sayansi ndi luso laukadaulo, kuitanitsa ndi kutumiza mabizinesi kuti apereke ntchito zapamwamba kwambiri komanso zosavuta, kulimbikitsa kuwongolera chilolezo chamalonda.
Ndikoyenera kutchula kuti pokhudzana ndi kufalikira kwa mliriwu kunja, mabizinesi oyenerera akufunika mwachangu "osalumikizana" komanso "kulipira mwachangu" ntchito zachuma zam'malire. Motsogozedwa ndi mpikisano wa anzawo komanso kufunikira kwamakasitomala, mabanki azamalonda akufulumizitsa kugwiritsa ntchito bwino kwa fintech kuti azindikire kusintha kwa digito ndi chitukuko chandalama zodutsa malire.
Ntchito ya "cross-border direct settlement service" mu CIIE ya chaka chino yakopa chidwi cha msika. Mtolankhani akumvetsa, banki ndi "odana ndi ndalama mwachinyengo ndi potsutsa uchigawenga ndalama, kuzemba msonkho", pamaziko a koma ndi malangizo kasitomala mwachindunji kuthana ndi kudutsa malire molunjika m'dera ndi kunja malonda ufulu nkhani kuthetsa, wamba kuwoloka- Malire a RMB kukhazikika kwa akaunti ndi kusinthanitsa kwa akaunti yaulere ndikosavuta, popanda kufunikira kwa makasitomala kuti apereke zida zina, ntchito zowongolera zambiri.
Liu Xingya, wachiwiri kwa mkulu wa likulu la Shanghai la People's Bank of China, adati mabungwe azachuma akuyenera kukonza mapulani awo a ntchito ndi zinthu zandalama potengera zosowa za owonetsa ndi ogula kunyumba ndi kunja, ndikupereka mwatsatanetsatane komanso zapamwamba kwambiri zodutsa malire. ntchito zachuma kwa maphwando onse a CIIE.
Diversifying kuti akwaniritse zosowa zachuma za malire
Pakadali pano, mabanki ena aku China akupitilizabe kuphatikizira tsogolo lawo pantchito zachuma zam'malire. Malinga ndi lipoti lachitatu la kotala la Bank of China, ili ndi 41.2% ya gawo la msika ku CIPS (RMB kudutsa malire olipira), kukhalabe malo oyamba pamsika. Kuchulukitsa kwa RMB kudutsa malire kunali 464 thililiyoni yuan, kukwera ndi 31.69% chaka chilichonse, kusunga chiwerengero chotsogola padziko lonse lapansi.
Poyang'ana zam'tsogolo, Zheng Chenyang amakhulupirira kuti kusintha kwa ndondomeko ya chuma chambiri, kusintha kwa malonda a mayiko, kusintha kwa mafakitale ndi kupititsa patsogolo komanso zinthu zambiri zomwe zimatsimikizira chitukuko cha bizinesi yachuma. Monga bungwe lazachuma la banki, pokhapokha pochita luso lamkati mosalekeza lingathe kupeza mwayi pakupanga njira yatsopano yachitukuko.
"Mabanki ayenera choyamba mwamphamvu bayinare ntchito yachitukuko chatsopano, kugwiritsa ntchito mokwanira misika iwiri ndi chuma ziwiri kunyumba ndi kunja, kumvetsa mipata kukulitsa kutseguka kwa mfundo za dziko lakunja, zoweta zabwino kwambiri preemped ndi malonda ufulu, malonda ufulu. doko, ndi chilungamo, Canton chilungamo ndi malonda malonda adzapereka amphamvu thandizo la ndalama ndi chitsimikizo kwa nsanja latsopano, Tidzatenga mwayi wa mgwirizano dera zachuma ndi malonda monga Belt ndi Road Initiative ndi RCEP kukhathamiritsa masanjidwe a mayiko bizinesi ndikukulitsa chitukuko cha bizinesi yodutsa malire. ” Zheng Chenyang adatero.
Kuonjezera apo, kufalikira kwa mliriwu kwawonetsa ubwino wa chuma cha digito. Malonda apadziko lonse lapansi akukhala digito komanso anzeru. Mwachitsanzo, malonda odutsa malire a e-commerce akhala njira yatsopano yoyendetsera malonda. Kufunsidwa akatswiri anavomera kuti sitepe yotsatira, gawo banki kuonjezera ndalama mu sayansi ndi luso, ntchito deta lalikulu, midadada unyolo, monga luso la zachuma, kuganizira malonda digito, malonda kuwoloka malire, malonda Intaneti ndi madera ena ofunikira, zomangamanga, nsanja yolumikizirana ndi ndalama zapaintaneti ndi zomwe zikuchitika, luso lazamalonda pa intaneti, chitukuko cha digito pratt & finance and chain suppliance, Kupangitsa kuti pakhale njira yatsopano yolumikizirana ndalama zodutsa malire kudzera pa digito.
Zheng Chenyang adagogomezera kuti ntchito zotsegulira zachuma komanso zodutsa malire ziyenera kumvetsetsa mgwirizano pakati pa kukwezedwa kwathunthu ndi zopambana zazikulu. M'zaka zaposachedwa, dera lalikulu la Guangdong ndi Hainan Free Trade Port Area Acceleration lakhala "zenera" lakutsegulira kwa China kupita kumayiko akunja limatha kufanana ndi ndalama zomwe zimayendera mabanki ake, kuthandizira malonda ndi ndalama, kugwirizanitsa mayiko a renminbi cross- ntchito zandalama zamalire, monga kukwezeleza zinthu zatsopano, makasitomala olimba, zokumana nazo zautumiki.
Nthawi yotumiza: Mar-23-2022